Rolling over an existing 401k into a gold IRA has become a popular way to both invest in physical precious metals as well as plan for a more secure retirement. So the question remains: how does one establish an IRA gold investment? Investing in IRA gold accounts will protect your retirement from inflation. Investing in gold for IRA accounts can be done in two ways. It is simple to do and most IRA’s allow both physical and paper gold in the IRA. A Roth IRA allows for you to withdraw your deposited money without interest or penalties.